Generate your ICICI Credit Card PIN with ease

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4 digits to happiness.

If you have a credit card or have applied for one recently, you may know that credit cards come with a Personal Identification Number (PIN) to safeguard your transactions. This PIN is only known to you to ensure security while accessing your bank account. Your credit card PIN consists of 4 digits and is often provided by the bank. This predetermined PIN given by the bank can be difficult to memorise and hence, ICICI Bank allows you to generate or change your credit card PIN and change it for your ease. Read the article to know how to generate/change your ICICI credit card PIN along with quick tips on keeping your PIN safe.

How do I generate my ICICI credit card PIN?

Here are two methods that can be used to generate your credit card PIN. 

Generate ICICI credit card PIN via ATM 

You can generate your credit card PIN by visiting an ICICI ATM. Follow these steps to understand how to generate ICICI credit card PIN via ATM:

  1. Insert your card in the card slot and choose a language that you prefer
  2. Select ‘Create PIN Using OTP’ and enter your 10-digit registered mobile number
  3. Enter the One Time Password (OTP) sent on your number
  4. You will be asked to type in a 4-digit PIN of your choice
  5. After re-typing the 4 digit PIN, you will receive a message from ICICI confirming the change of your credit card PIN

Generate ICICI credit card PIN via Net Banking

Net banking can be used to generate ICICI credit card PIN. Follow these steps to generate ICICI credit card PIN via net banking:

  1. Log in to your internet banking account
  2. Click on My Accounts > Credit Cards > Generate credit card PIN Online
  3. Input your 10-digit registered mobile number for receiving an OTP
  4. Enter the OTP sent on your mobile
  5. After entering a 4-digit PIN of your choice, ICICI Bank will send you a message confirming the change of your credit card PIN

Generate ICICI credit card PIN via Mobile App

ICICI Bank has a mobile app that can be used for generating your credit card PIN. Follow these steps to generate your ICICI credit card PIN via mobile app:

  1. Log in to your ICICI mobile app
  2. Click on Smartkeys & Services > Card Services > Generate credit card PIN
  3. Enter the details required and click on ‘Continue’
  4. ICICI Bank will send you a message confirming the change of your credit card PIN

Generate ICICI credit card PIN via Customer Care

You can also contact the ICICI customer care from your registered mobile number to generate your credit card PIN. The customer care number is 1860-120-7777. Visit the ICICI customer care page to know the alternative helpline numbers. 

How do I change my ICICI credit card PIN?

Here are the two methods that you can use to change your ICICI credit card PIN:

Change ICICI credit card PIN via ATM

Your ICICI credit card PIN can be only changed at an ICICI ATM. Follow these steps to understand how to change your PIN at an ATM:

  1. Insert your credit card in the card slot and choose a language that you prefer
  2. Enter your existing PIN and select the ‘Change’ option on the screen
  3. You will be asked to enter your registered mobile number where you will receive an OTP
  4. Enter the OTP and now you can set a 4-digit PIN of your choice
  5. ICICI Bank will send you a message confirming the change of your credit card PIN

Change ICICI credit card PIN via Net Banking

Net Banking can also be used for changing your credit card PIN. Follow these steps to understand how to change your ICICI credit card PIN:

  1. Log in with your credentials to your internet banking account
  2. Click on credit card Request > Change PIN
  3. An OTP will be sent to your registered mobile number which needs to be entered to proceed
  4. After entering a 4-digit PIN of your choice, ICICI Bank will send you a message confirming the change of your credit card PIN

Tips On How To Keep Your credit card PIN Safe

  • Always make sure that you are alone while entering the ATM
  • Make sure to check if the card slot is intact with no dummy card readers attached to the original one. You can authenticate the card slot by lightly shaking the slot to check if it moves and seems loosely attached. 
  • Never share your credit card PIN with people or write it down. Make sure to not share it over emails, messages, etc.
  • Choose a credit card PIN that is not obvious like your birthday, your parent’s birthday, etc. Keep it simple, yet something that cannot be guessed.
  • Avoid saving your PIN details for websites where you make online transactions. Also, do not auto-save your credit card PIN on transactional websites.
  • Use websites for transactions that start with ‘HTTPS’ as they are secure and safeguard your personal details.
  • Change your PIN frequently as a precautionary measure and go through your account statement to check if any suspicious activity has taken place.
  • Avoid using the same PIN for every card that you have. If one of your cards gets compromised, it could lead to all of the other cards getting compromised as well.
  • Never share your PIN with anyone asking you for your personal details. Even if it is an employee from the bank. Also, beware of scam emails and phone calls asking you for your credit card and other personal information.

Frequently Asked Questions (FAQs)

Can I use any ATM to generate ICICI credit card PIN?

No, ICICI credit card PIN can only be changed at an ICICI Bank ATM.

Can I generate my credit card PIN if my card is blocked?

You will have to unblock your credit card to be able to change the credit card PIN.

Does my PIN remain the same for my add-on credit card as well?

No, a different PIN will be provided to you for an add-on credit card.

What is a CVV number?

CVV number is a 3-digit number present on the backside of your credit card. It is required during an online transaction for verification.

What should I do if my credit card gets lost or is stolen?

You should block your credit card immediately by contacting the ICICI customer care.

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