Earn Premium Travel Benefits with Axis Vistara Credit Card

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Keep those travel bags ready.

The Axis Vistara Credit Cards (Axis Vistara Credit Card, Axis Vistara Signature Credit Card, and Axis Vistara Infinite Credit Card) provide ultimate deals on travel and lifestyle coupled with high reward points on shopping. Additionally, you get a complimentary flight ticket on every milestone expenditure. The credit cards also provide insurance cover to safeguard you against emergencies.

Read this article to know more about the benefits, step-by-step application process, eligibility criteria, and fees and charges of all three credit cards.

Axis Vistara Credit Card: Features and Benefits

BenefitsAxis Vistara Credit CardAxis Vistara Signature Credit CardAxis Vistara Infinite Credit Card
Welcome BenefitComplimentary economy class ticket on successful payment of joining fees and renewal of your credit card membershipComplimentary premium economy class ticket on successful payment of joining fees and renewal of your credit card membershipComplimentary business class ticket on successful payment of joining fees and renewal of your credit card membership
Attractive Rewards2 CV points for every INR 200 spent 
Bonus CV points and 2 economy class tickets on achieving milestone spends
4 CV points for every INR 200 spent 
Bonus CV points and 3 premium economy tickets on achieving milestone spends
6 CV points for every INR 200 spent 
Bonus CV points and 3 complimentary business class tickets on achieving milestone spends
Lifestyle BenefitsComplimentary Club Vistara Base Membership
Complimentary lounge access at selected airport lounges within India
Complimentary Club Vistara Silver Membership which includes priority check-in and additional baggage allowance
Complimentary lounge access at selected airport lounges within India
Complimentary Club Vistara Gold Membership which includes priority check-in, priority boarding, complimentary lounge access, and additional baggage allowance
Complimentary lounge access at selected airport lounges along with 6 complimentary rounds of golf at India’s most picturesque destinations
Insurance BenefitAir Accident Cover – Up to INR 2,50,00,000
Purchase Protection Cover – Up to INR 1 lakh
Lost Travel Documents Cover – Up to USD 300
Delay of Check-in Baggage Cover – Up to USD 300
Loss of Check-in Baggage Cover – Up to USD 500
Air Accident Cover – Up to INR 2,50,00,000
Purchase Protection Cover – Up to INR 1 lakh
Lost Travel Documents Cover – Up to USD 300
Delay of Check-in Baggage Cover – Up to USD 300
Loss of Check-in Baggage Cover – Up to USD 500
Air Accident Cover – Up to INR 2,50,00,000
Purchase Protection Cover – Up to INR 1 lakh
Lost Travel Documents Cover – Up to USD 300
Delay of Check-in Baggage Cover – Up to USD 300
Loss of Check-in Baggage Cover – Up to USD 300

How Do I Apply for This Credit Card?

  1. Visit the official website of Axis Bank and click on Explore Products > Cards > Credit Cards.
  2. In the section of Axis Bank Vistara Credit Card, click on the ‘Apply Now’ button.
  3. A page will load with an image of Vistara, Vistara Signature, and Vistara Infinite credit card along with a question ‘Are you an existing Axis Bank customer?’
  4. You can select ‘Yes’ or ‘No’ and fill in further details like PAN Card Number and income details.
  5. After filling all the details click on the ‘Call Me’ button.
  6. The customer representatives will get in touch with you for filling the credit card application form and documentation process.
  7. You can track your application online by entering the Application Reference number, PAN Card Number, Mobile number and then click on ‘Submit’. 

Axis Vistara Credit Card: Fees and Charges

Types of ChargeAxis Vistara Credit CardAxis Vistara Signature Credit CardAxis Vistara Infinite Credit Card
Joining FeeINR 1500INR 3000INR 10,000
Renewal FeeINR 1500INR 3000INR 10,000
Add-On Card FeeNilNilNil
Finance Charge2.95% per month2.95% per month2.95% per month
Cash Withdrawal Fee2.5% of the amount withdrawn2.5% of the amount withdrawn2.5% of the amount withdrawn
Card Replacement FeeNilNilNil
Cash Payment FeeINR 100INR 100INR 100
Duplicate Statement FeeNilNilNil
Over Limit Charge3% of the over limit amount3% of the over limit amount3% of the over limit amount
Late Payment FeeINR 100-700INR 100-700INR 100-700
Foreign Currency Transaction Fee3.5% of the total amount3.5% of the total amount3.5% of the total amount
Payment Return FeeINR 300INR 300INR 300

How To Check If I’m Eligible?

Below are the eligibility criteria required for Vistara Credit Card:

  • The applicant should be a resident of India
  • He/she should be within the age group of 18-70 years
  • The annual income of an applicant should be INR 6 Lakhs per annum or more
  • The add-on cardholder should be above 18 years of age

What Documents Do I Require?

  • Identity Proof: PAN Card
  • Address Proof: Passport/Driving License/Ration Card/Electricity Bill (any one of these documents is required)
  • Income Proof: Form 16 or latest salary slip

Frequently Asked Questions (FAQs)

How can I pay my Axis Vistara Credit Card bill?

Internet Banking

  • Click on Accounts > My Credit Card > Click Pay Bill > Select account and enter the amount > Enter NetSecure code received through SMS

Axis Mobile App

  • Home > Axis Vistara Credit Card > Pay Last Bill > Pay Now/Pay Later > Confirm > Enter mPIN

NEFT

  • Name – As mentioned on credit card
  • Bank – Axis Bank
  • IFSC – UTIB0000400
  • Account Number – 16-digit card number

You can also deposit cash/cheque at the nearest branch of Axis Bank.

What are the milestone rewards on Axis Vistara Credit Card?

The milestone rewards on all 3 credit cards are as follows:

Axis Vistara Credit Card

  • Earn 1000 CV points on the expenditure of INR 50,000 or more within the first 3 months of card issuance
  • Get 1 economy ticket on the expenditure of INR 1,25,000 or more in an annual year

Axis Vistara Signature Credit Card

  • Earn 3000 CV points on the expenditure of INR 75,000 or more within the first 3 months of card issuance
  • Get 1 premium economy ticket on the expenditure of INR 1,50,000 or more in an annual year

Axis Vistara Infinite Credit Card

  • Earn 10,000 CV points on the expenditure of INR 1 lakh or more within the first 3 months of card issuance
  • Get 1 business class ticket on the expenditure of INR 2,50,000 or more in an annual year

Can I convert my purchases to EMI with the Axis Vistara Credit Card?

Yes, you can convert your purchases into EMI with Axis Vistara, Signature, and Infinite credit card. The transaction amount should be greater than INR 2500, the transaction done should be within 60 days, and there should be a sufficient credit limit available on the card.

How can I convert my credit card transaction to EMI?

You can follow the steps mentioned below to convert your credit card transaction to EMI:

  • NetBanking: Select your credit card from the accounts option > Convert to EMI > Transaction from the Statement/Unbilled Transaction and enter EMI details > Agree to the Terms and Conditions and Enter the NetSecure code.
  • Customer Service: You can call us on the numbers 1800 500 5555 or 1860 419 5555 and talk to our customer service representatives to know the detailed procedure.

Is there any discount on paying dining bills using the Axis Vistara Credit Card?

Yes, with Axis Bank Dining Delights, you can get a minimum of 15% discount on dining bill at all partner restaurants across India.

What services are included in the travel concierge benefits? 

The dedicated travel concierge 24/7 desk provides assistance on flight bookings, table reservations, gift deliveries, and much more. This benefit is only available on Axis Vistara Infinite Credit Card. You can call 1800 103 4692 to book your travel concierge or write an email to axisbankconcierge@aspirelifestyles.com.

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