The information posted on this blog is prepared by CRED with the purpose of consumer education and awareness. The information posted on this blog does not constitute credit advice and the user is expected to use the same to take independent informed decisions. CRED does not take liability of errors, omissions caused by inaccurate and insufficient availability of information. No part of the information provided can be quoted out of context, distorted, distributed published or reproduced in any form. CRED does not guarantee the accuracy and/or completeness of the information provided in the blog. CRED expressly disclaims all such liability. This information is based on data available to CRED at the time of publication and therefore may not be up-to-date.