Top credit cards to channel the inner shopaholic in you

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Let the good times never stop.

If you’re a shopaholic, you will love the idea of a credit card that helps you save money by getting cashback and rewards. credit card issuers in India have tied up with brands like Amazon, Snapdeal, Jabong, Myntra among others to provide you with gift vouchers, discounts, reward points, and cashback. Here are the top 8 credit cards for online shopping that have benefits exclusively for shoppers like you!

Snapdeal HDFC credit card

What are the Benefits?

  • Get Snapdeal Vouchers worth INR 2000 as a welcome benefit within 30 days of card issuance
  • Avail flat 5% instant discount on purchases made on Snapdeal’s website.
  • Earn 10X reward points, i.e., 20 reward points/INR 150 for spends made on www.snapdeal.com

What is the Eligibility Criteria?

  • Age criteria: 21 to 60 years for salaried employees and 21 to 65 years for self-employed individuals

SBI SimplySAVE credit card

What are the Benefits?

  • INR 100 cash back on your first ATM cash withdrawal, if done within 30 days of receiving your card
  • Accepted at over 24 million outlets across the globe, including 3,25,000 outlets in India
  • 1% fuel surcharge at any petrol pump
  • Enjoy 10 reward points per INR 100 spent on dining, movies, departmental stores and grocery

What is the Eligibility Criteria?

  • Age Criteria: 21 and 60
  • Income Criteria: Applicant should have a stable monthly income

HSBC Visa Platinum credit card

What are the Benefits?

  • Introductory benefits of up to INR 4,500
  • Air Miles conversion on Jet Airways and Singapore Airlines
  • 50% discount on Swiggy
  • Fuel surcharge waiver at any fuel pump across India for transactions between INR 400 and INR 4,000
  • 5 Times (5X) Rewards on subsequent purchases made after crossing spend an amount of INR 4,00,000 in a year up to a maximum of INR 1,000,000 in a year

What is the Eligibility Criteria?

  • Age Criteria: 18 to 65 years
  • Location Criteria: Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, or Pune
  • Income Criteria: Minimum annual income must be INR 4,00,000 per annum for salaried individuals

ICICI Coral American Express credit card

What are the Benefits?

  • Up to 10,000 bonus points every anniversary year
  • One complimentary domestic railway lounge visit per quarter
  • Complimentary access to select airport lounges in India, courtesy of American Express
  • 2X rewards on online spends
  • 2 complimentary movie tickets every month under the Buy One Get One free offer through BookMyShow
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme

What is the Eligibility Criteria?

  • Age criteria: 18-60 years
  • Income criteria: Stable source of income
  • Residential Criteria: Must be a resident of India

HDFC MoneyBack credit card

What are the Benefits?

  • Reward points can be accrued and redeemed as cashback against the outstanding amount
  • Get exciting gifts and air miles from an exclusive rewards catalog
  • Get 100% more reward points on all your online spends
  • 1% fuel surcharge waived off on fuel transactions

What is the Eligibility Criteria?

  • Age Criteria: 21 to 65 years depending on income status

Axis Bank Neo credit card

What are the Benefits?

  • Get an Amazon Gift card worth INR 250 on your 1st spend within 30 days of card issuance
  • Get Jabong voucher worth INR 500 as welcome gift
  • 10% off on every purchase on Myntra for purchases above INR 500

What is the Eligibility Criteria?

  • Primary cardholder should be between the age of 18 and 70 years
  • Add-on cardholder should be over 15 years
  • The individual should either be a Resident of India or a Non-Resident Indian

HDFC Solitaire credit card

What are the Benefits?

  • Get INR 1,000 Shopping vouchers on INR 75,000 spends every 6 months
  • Redeem Reward Points as cashback against outstanding amount on your credit card (100 Reward Points = INR 20)
  • 50% more Reward Points on dining and grocery spends
  • Enjoy shopping vouchers of total worth INR 2,000 every year
  • Earn a cashback of more than INR 2000 on reward points accumulated by spending INR 5 lakh on your card
  • Earn 2,880 Reward Points or more in a year on dining and grocery shopping itself
  • Free accidental death insurance up to INR 50 Lakhs
  • Free fire and burglary protection for goods above INR 5000 for 180 days

What is the Eligibility Criteria?

  • Age Criteria: 21 to 60 years for a salaried individual and 21-65 for a self-employed individual

Citi Rewards credit card

What are the Benefits?

  • Earn 10 Reward Points for every INR 125 spent at apparel and department stores
  • Enjoy over 3,600 offers across dining, shopping, and movies
  • Get 1,500 bonus points on your first spend made within 30 days of card issuance

What is the Eligibility Criteria?

  • Only available to Residents of India

It helps to choose a card that suits your spends the best, as you will not miss out on the great offers and will be able to plan your lifestyle accordingly. However, whatever the card you choose, make sure that you use it carefully.

about CRED

CRED is a members-only platform that rewards the creditworthy individuals of India with exclusive experiences, rewards and upgrades.

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