Plan the month ahead wisely.
Want to keep track of your credit card transactions to budget your monthly spending? Then, you should be viewing your credit card statement regularly. Standard Chartered Bank enables you to view as well as download your credit card statement online. Read this article further to know the ways of obtaining and understanding your credit card statement.
How Do I Register For Standard Chartered Credit Card Statement?
You can register to get your credit card e-statement. Follow these steps to understand how to register for credit card e-statements:
- Log in to your internet banking account
- Click on eStatements and eAdvices > About Statements
- Click ‘Sign Up Now’
- You will be able to successfully register for credit card statements
You can also register for e-statement by contacting the Standard Chartered customer care. Visit the Standard Chartered customer care page to know the helpline number. You can also submit a written request at any of the Standard Chartered branches.
How Do I View Standard Chartered Credit Card Statement?
You can follow these steps to understand how to view your credit card statement via internet banking:
- Log in to your internet banking account
- Click on eStatements and eAdvices > View eStatements
- You will be able to successfully view your credit card statements
Standard Chartered enables you to download your credit card statements in PDF format through internet banking.
What Are The Benefits of Standard Chartered Credit Card Statement?
Here are some benefits of opting for a Standard Chartered credit card statement.
- You are able to access your e-statement on your phone or desktop without any hassle
- The e-statement file sent to you is password protected making sure that your information is safe
- Standard Chartered issues your credit card statements without levying any charges
- You can download and save your credit card statements if you wish to maintain a record of all statements offline
- Online statements are environment-friendly
- The credit card e-statement is sent in an encrypted PDF format
Common Terminology Used for Credit Cards
Payment Due Date
The term payment due date means the date before which the payment has to be made to the bank. If the payment is not made before the due date, some charges might be levied upon you as a penalty.
Minimum Amount Due
The term minimum amount due means the minimum amount that needs to be paid before the payment due date. Paying this minimum amount creates a good impression of your account. A late fee might be levied on you if you are not able to pay this amount
Total Amount Due
Total amount due is the total amount that you owe to the bank after spending from your credit card. This amount has to be paid back to the bank before the due date.
The term closing balance means the total amount remaining on your card by the end of each statement period.
Transaction Summary gives you a summary of your spendings on various things. This summary gives you a quick insight into your spendings.
How Do I Correct An Error In Credit Card Statement?
If you notice any mistakes or errors in your credit card statement, you need to get it rectified to be able to pay off your credit card bills. Here is how you can rectify the error in your statement.
- You can visit the Standard Chartered Complaints page to fill out the Dispute Declaration Form which can be submitted by the various methods mentioned on this page.
- The bank needs to be informed as soon as possible as to prevent any charges being levied on you. If you file the dispute charge within 3 days of the transaction, you will not be liable to any charges.
- The complaint will be resolved within 90 days from the date of filing the transaction dispute.
Frequently Asked Questions (FAQs)
What is the frequency of the credit card e-statement?
Standard Chartered sends credit card e-statements on a monthly basis.
What can I do if the details given on my e-statement are wrong?
You can contact the Standard Chartered customer care to solve your query. Visit the Standard Chartered customer care page to know the helpline number.
- How to Convert Credit Card Payments to EMI - November 26, 2020
- Should I cancel my credit card if I don’t use it anymore? - September 27, 2019
- How to use interest-free period on your credit card wisely - September 27, 2019