Get paid every time you spend.
The HDFC Diners Club Credit Card helps you unlock the luxurious world as it offers splendid benefits across all the categories. There are four types of Diners Credit Card and each card offers benefits across lifestyle, travel, golf programs, and much more. The card also provides insurance cover in case of emergencies.
The HDFC Diners Club Credit Card rewards you beyond your expectations for every penny you spend. With welcome gifts, annual fee waiver, dining discounts, etc. this card is sure to win your hearts. Read this article to know the different types of HDFC Diners Club credit card and their fees and charges. The article will also take you through the different benefits, fees and charges, and their eligibility criteria of all HDFC Diners Credit Cards.
HDFC Diners Club Credit Card: Features and Benefits
| Features & Benefits | HDFC Diners Club Black Credit Card | HDFC Diners ClubMiles Credit Card | HDFC Diners Club Premium Credit Card | HDFC Diners Club Rewardz Credit Card |
| Welcome Gift | 5000 reward points on successful payment of membership fees | 1000 reward points on successful payment of membership fees | 5000 reward points on successful payment of membership fees | 1000 reward points on successful payment of membership fees |
| Renewal Fee Waiver | Spend INR 5 lakhs in 12 months and get a renewal fee waiver for the next year | Spend INR 1 lakh in 12 months and get a renewal fee waiver for the next year | Spend INR 3 lakhs in 12 months and get a renewal fee waiver for the next year | Spend INR 1 lakh in 12 months and get a renewal fee waiver for the next year |
| Attractive Reward Points | 5 reward points for every INR 150 spentRedeem reward points for Airmiles across British Airways, Jet Airways, Singapore Airlines, Trident Hotels or Club Vistara1 reward point is equivalent to INR 1 | 4 reward points for every INR 150 spentRedeem reward points for booking air tickets and hotels on your choice (both Domestic and International)1 reward point is equivalent to INR 0.50 | 4 reward points for every INR 150 spent Redeem reward points for Airmiles across Jet Airways or Singapore Airlines1 reward point is equivalent to 0.50 AirMile | 3 reward points for every INR 150 spent Redeem reward points for booking air tickets and hotels of your choice1 reward point is equivalent to 0.30 AirMile |
| Insurance Benefits | Air Accident Cover – INR 2 CroreMedical Expense Cover – INR 50 lakhsCredit Liability Cover – INR 9 lakhsTravel Insurance Cover – INR 55,000 | Air Accident Cover – INR 1 CroreMedical Expense Cover – INR 25 lakhsCredit Liability Cover – INR 9 lakhsTravel Insurance Cover – INR 50,000 | Air Accident Cover – INR 1 CroreMedical Expense Cover – INR 25 lakhsCredit Liability Cover – INR 9 lakhsTravel Insurance Cover – INR 50,000 | No insurance benefit |
How Do I Apply for HDFC Diners Club Credit Card?
- Visit the official website of HDFC Diners Club Credit Card and click on the ‘Apply Now’ button on the right side.
- Fill in your details in the application form and click on ‘SUBMIT’.
- The HDFC Bank representatives will call you to explain the further application process.
HDFC Diners Club Credit Card: Fees and Charges
| Types of Charge | HDFC Diners Club Black Credit Card | HDFC Diners ClubMiles Credit Card | HDFC Diners Club Premium Credit Card | HDFC Diners Club Rewardz Credit Card |
| Annual Membership Fee | INR 5000 | INR 1000 | INR 2500 | INR 1000 |
| Cash Advance Fee | 2.5% of the amount withdrawn | 2.5% of the amount withdrawn | 2.5% of the amount withdrawn | 2.5% of the amount withdrawn |
| Renewal Fee | INR 5000 | INR 1000 | INR 2500 | INR 1000 |
| Late Payment Charge | INR 100-950 | INR 100-950 | INR 100-950 | INR 100-950 |
| Rewards Redemption Fee | INR 99 | INR 99 | INR 99 | INR 99 |
| Over Limit Charge | 2.5% of the over limit amount | 2.5% of the over limit amount | 2.5% of the over limit amount | 2.5% of the over limit amount |
| Card Replacement Fee | INR 100 | INR 100 | INR 100 | INR 100 |
| Foreign Currency Transaction Charge | 2% | 3% | 2% | 3% |
| Cash Processing Fee | INR 100 | INR 100 | INR 100 | INR 100 |
| Finance Charge | 1.99% per month | 3.49% per month | 3.49% per month | 3.49% per month |
Am I Eligible for HDFC Diners Club Credit Card?
| Eligibility Criteria | HDFC Diners Club Black Credit Card | HDFC Diners ClubMiles Credit Card | HDFC Diners Club Premium Credit Card | HDFC Diners Club Rewardz Credit Card |
| Salaried | Age – 21-60 years Monthly Income – INR 1.75 lakhs per month or more | Age – 21-60 years Monthly Income – INR 30,000 per month or more | Age – 21-60 years Monthly Income – INR 60,000 per month or more | Age – 21-60 years Monthly Income – INR 30,000 per month or more |
| Self-Employed | Age – 21-65 years Income – ITR of last year should be greater than INR 21 lakhs per annum | Age – 21-65 years Income – ITR of last year should be greater than INR 3.6 lakhs per annum | Age – 21-65 years Income – ITR of last year should be greater than INR 7.2 lakhs per annum | Age – 21-65 years Income – ITR of last year should be greater than INR 3.6 lakhs per annum |
What Documents Do I Require to Apply for This Credit Card?
- Identity Proof: PAN Card/Aadhaar Card/Voting Card/Driving License (any one of these documents is required)
- Address Proof: Passport/Driving License/Electricity Bill/Other utility Bill (any one of these documents is required)
- Income Proof: ITR documents and the latest salary slip
- Passport-size coloured photographs
- Bank statement for the last 3 months
Frequently Asked Questions (FAQs)
How can I contact the customer service of HDFC Diners Club Credit card?
You can contact the customer service of Diners card on the below toll-free number or email mentioned:
- HDFC Diners Club Black Credit card
Email: membersupport@hdfcbankdinersclub.in
Toll-free number: 1800 118 887/ 022 4232 0226
- HDFC Diners ClubMiles, Premium and Rewardz Credit card
Email: memberservices@hdfcbankdinersclub.in
Toll-free number: 1800 209 4006
What is the validity of reward points accumulated on any HDFC Diners Club Credit Card?
The reward points are valid for a period of 2 years on HDFC Diners Club Rewardz and Premium Credit Card and 3 years for HDFC Diners Black Credit Card.
What are the facilities included in the Travel Concierge benefit?
The things included in travel concierge are listed below:
- Golf Course Referral and Reservation Assistance
- Dining Referral and Reservation Assistance
- Flower and Gift Delivery Assistance
- Car Rental Assistance
- Hotel Reservation Assistance
- Courier Service Assistance
To book travel concierge service on HDFC Diners Club Black Card, you can dial this toll-free number 1800-118-887. To book travel concierge service on other Diners card, you can dial this toll-free number 1800-209-4006.
How can I pay my HDFC Diners Club credit card bill?
You can use any of the following payment methods to pay your credit card bills:
- NEFT
- Online Banking
- Cheque or Cash deposit at the nearest branch of HDFC Bank
- Auto Debit
How can I redeem the reward points?
You can submit the rewards redemption request on HDFC Internet Banking account. You can also call HDFC Bank customer service to request your redemption voucher. A voucher code will be sent to you and you will also receive an SMS on your registered mobile number confirming that you can make an instant booking at HDFC Bank Diners Club international website.
How do I get access to the golf program?
The HDFC Diners Club Black credit card provides the benefit of the golf program. It gives 6 complimentary golf games per quarter. It provides access to around 20 golf courses in India and 40 golf courses throughout the world. For any golf concierge assistance service, you can call 1800-118-887.
To know more about the HDFC Diners Club credit card, you can visit this page.
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