CategoryGood Reads

Everything you need to know about increasing your credit limit


Max out your limit, the easy way. Getting a higher credit limit can be a boon or bane, depending on your financial health. If you’re able to pay your credit card bill every month, getting a higher credit limit might work in your favor. Although, if you have difficulty paying your credit card bill every month, it is advisable that you don’t request an increase in credit limit. For everyone who...

Your guide to the best credit cards for the salaried individual


Earn more and afford better. A salaried individual implies steady income, which bodes well with banks. In return, banks offer tailor-made cards for the salaried individual, packed with perks in the form of reward points, air miles, fuel surcharge waivers, and so on. So, if you have a steady income, here is a detailed guide on the top 8 credit cards in India for salaried employees. Learn about...

Top credit cards to channel the inner shopaholic in you


Let the good times never stop. If you’re a shopaholic, you will love the idea of a credit card that helps you save money by getting cashback and rewards. Credit card issuers in India have tied up with brands like Amazon, Snapdeal, Jabong, Myntra among others to provide you with gift vouchers, discounts, reward points, and cashback. Here are the top 8 credit cards for online shopping that have...

The best no annual fee credit cards to suit your lifestyle


Credit cards that don’t need you to break the bank. Credit cards have become common today with more people using these cards for online and offline purchases. There are various benefits of using credit cards. You do not have to carry wads of cash in your pocket, as credit cards make your purchases convenient. With the increase in their marketing from banks, security is no longer such a...

Are credit cards all that useful?


While credit cards are a convenience to own, you must steer clear of the potential debt trap they may lead you to. Credit cards can be quite handy if you learn how to handle ‘free money’. However, it can be detrimental if you misuse the card or lack sufficient knowledge about its usage. If you are looking to apply for a credit card, reflect on the pros and cons so that you are well informed about...

Your ultimate guide to virtual credit cards in India


Ever shopped from a new online website and felt tremors while entering your credit card details? We’ve all been there. But the good news is that you don’t have to worry anymore. Let’s introduce you to virtual credit cards, how it works, benefits and disadvantages, and a list of banks which provide virtual credit cards. What Is a Virtual Credit Card (VCC)? A virtual credit card (VCC) is a...

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