CategoryCredit Cards

Learn all about credit cards, how-to articles and tips on making the best of credit cards in India.

How To Increase Your Credit Card Limit

Increase credit card limit

Having a credit card is a great convenience today, and most of us have one that we use to shop and pay our bills. However, we are always restricted to the credit card limit, which prevents us from spending beyond a particular amount in a given month. But putting a limit on a credit card is necessary. If you overspend, you may be unable to clear the pending balance, and lose large amounts of money...

Why Should You Use A Credit Card In 2021? 5 Reasons

reasons to use a credit card

2020 will be etched in the humankind forever. One strain of virus has affected a million lives, and more so, thousand other ways of living. Even though vaccine for the virus has been introduced in certain countries, it’s going to take a good deal of time to immunize 7 billion bodies.  Alien concepts like social distancing and 20-second hand washes have banned social dinners, festival...

What Is A Credit Card? 5 Major Advantages


Traditionally, credit cards go by the name of customized loans. Simply put, this card offers cardholders the freedom to “borrow” funds under a set limit. You can use these funds for a wide array of purposes: from paying restaurant bills and shopping bills to clearing fuel and electricity invoices, and more. The lending institution pays the merchant on the cardholder’s behalf at...

How to Apply for a Credit Card in India?

best credit card for Millennials

The concept of credit cards is alien to none, and all of you must be fascinated with the advantages. This, when coupled with the rewards and cashback that a credit card brings along, is ample reason for people to be interested in procuring it. You will be interested to know that the process to apply for credit card is very simple in India. You may have various questions like which are the best...

How to Close SBI Credit Card?


having a credit card is of great benefit, however you might just want to close one due to multiple reasons such as unnecessary spending, spike in bills, or not using the same. so if you are an SBI credit cardholder and planning to close the same, you can do it through online and offline ways that are mentioned below: ways to close SBI credit card online sending an email: you can close your SBI...

How to Use Credit Card – 9 Expert Tips


As the decades have turned since the liberalization of trade in India, there has been a lot of changes in the spending habits of the average Indian. With more stable sources of income, and a higher fraction of disposable income, how people look at money has also undergone a significant change. This change has led to people choosing credit cards as a preferred way of making bill payments . Sadly...

7 Reasons why Every Millennial must Have a Credit Card


Credit cards have a bad rep among millennials. More often than not, the word ‘credit card’ is automatically associated with ‘debt’. This might be due to the lack of knowledge about credit cards, especially amongst millennials.  At close to 450 million, India has the world’s largest millennial population, making them the top consumers of goods and services...

How to Pay Credit Card Bill


As a salaried professional, a credit card can make your life much easier by helping you financially during emergencies, or with instant cash withdrawal to support your purchases. You can also use a best credit card to pay for a lot of services such as your rent, electricity and telephone bills, and even on your internet and cable bills. Getting a credit card is the easiest part; however, managing...

What are the Benefits of Using a Credit Card

Credit Card Benefits

Ironically, a ‘credit’ card is often considered as a debt instrument. In India, as of 2019, there were approximately 48.9 million active credit card users. The consensus rests on the fact that owning this card is a trap. To maintain financial well-being, you must avoid applying for one.  But this isn’t necessarily true. While the consensus holds some basis, it does not...

12 Tips to Choose the Right Credit Cards and Travel for Free

How to choose the right credit card

Travel is a dream for millions of people around the world. The joy of discovering new places, exploring new cultures, visiting family around the world, and experiencing diverse cuisines, landscapes, and activities is on millions of bucket lists. So, how do you make your travel dreams come true? Eugene Fodor once said, “You don’t need to be rich to travel well.” Well...

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CRED is a members-only platform that rewards the creditworthy individuals of India with exclusive experiences, rewards and upgrades.