How to build a security-first culture: lessons from CRED


There are two types of companies: one where security is seen as an after-thought and the other where security is of the utmost importance.  What about the in-betweeners, you ask?  At CRED, we genuinely believe that there are no in-betweeners to the above rule. And that’s probably why we belong to the latter camp. This is especially true since ours is an enterprise where we have to work...

What CRED Members Consumed During Lockdown?


Food and medicines for the body, Subscriptions for the mind Force majeure – an obscure clause in contracts that refers to an Act of God, which moved out of lawyerspeak to mainstream usage in a matter of weeks with the COVID-19 outbreak and lockdown. Overnight, Indians everywhere were forced to change how they work, play and live. The most creditworthy Indians had fewer avenues to spend, and...

12 Tips to Choose the Right Credit Cards and Travel for Free

How to choose the right credit card

Travel is a dream for millions of people around the world. The joy of discovering new places, exploring new cultures, visiting family around the world, and experiencing diverse cuisines, landscapes, and activities is on millions of bucket lists. So, how do you make your travel dreams come true? Eugene Fodor once said, “You don’t need to be rich to travel well.” Well...

How to Improve Your CIBIL Score in Easy Steps

Improve CIBIL Score

In the course of everyday life, we need to spend money to buy goods and services to survive and even improve our quality of life. But we don’t always have access to enough cash immediately.  Still, it is possible to borrow money for a fixed duration.  The money that you borrow is known as “credit.” How you manage your borrowings and repayments is called your credit...

5 Best Credit Cards For Millennials in 2020

best credit card for Millennials

According to Statista, a statistical portal for market data, in June 2020, India recorded a whopping 125 million point of credit card sale transactions.  In 2019, there were 48.9 million active credit cardholders in India. Surely, this number has experienced a rising slope in 2020.   These statistics prove that credit cards are the new-age financial instruments for everybody, especially for...

Struggling to Pay Your Home Rent? Here Are a Few Tips That Can Help

how to pay rent

Managing various expenses on a tight income and that too in an urban center can be quite the challenge. The constant tussle between one’s needs and wants plays a huge role in setting the course of an individual’s financial management. When wants are given greater priority, people are often left without enough to go by, even when it comes to their essentials. On the other hand, the...

All You Need To Know About Balance Transfers and How They Can Save You Money

Balance Transfers

With easy credit available in the Indian financial market, now it is possible to live the life of your dreams.  Whether you’re looking to finance a house, go on a vacation, or gift your parents a swanky new car, there are loans to help you with the expenses. Moreover, there are credit cards to buy things that would otherwise be beyond your budget. However, what most people don’t...

How To Improve The Chances of Approval for Your Credit Card Application?

How to get approved for credit card application

Getting approved for credit is no mean task. When you apply for any kind of credit, be it a home loan, personal loan, or a credit card, the credit provider performs a hard pull on your credit report to determine whether you’re a responsible borrower.  These hard pulls are listed on your credit report and remain there for a few years, impacting your overall credit score rating during...

How to Improve Your Credit Score

How to improve credit score

We’re often told that it’s crucial for us to maintain a high credit score. The message isn’t lost on many Indian millennials, with TransUnion reporting an average CIBIL Score of 740 among the generation. A high credit score has a significant impact on your ability to use various financial services and benefits, so keeping a close eye on it is an all-time affair.  But before...

How to Repay Your Loan: 9 Strategies to Follow

How to repay loans

Being in debt is the last thing you want. However, life is unpredictable, and you don’t always have control over your financial health. Business failures, unreasonable expenditures, or medical emergencies can land you in debt.  Personal loans represented more than a quarter of the total bank credit in February 2020 – roughly 28%, as per the Reserve Bank of India (RBI). While the...

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CRED is a members-only platform that rewards the creditworthy individuals of India with exclusive experiences, rewards and upgrades.

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