How to build a security-first culture: lessons from CRED


There are two types of companies: one where security is seen as an after-thought and the other where security is of the utmost importance.  What about the in-betweeners, you ask?  At CRED, we genuinely believe that there are no in-betweeners to the above rule. And that’s probably why we belong to the latter camp. This is especially true since ours is an enterprise where we have to work...

What CRED Members Consumed During Lockdown?


Food and medicines for the body, Subscriptions for the mind Force majeure – an obscure clause in contracts that refers to an Act of God, which moved out of lawyerspeak to mainstream usage in a matter of weeks with the COVID-19 outbreak and lockdown. Overnight, Indians everywhere were forced to change how they work, play and live. The most creditworthy Indians had fewer avenues to spend, and...

The Cosmos of CRED Application Security


Introduction As much as we take pride in our elegant design and stunning UI, we share the same if not more delight and dignity when it comes to the security of our app. CRED has always been on top of its security, our main motive has always been and will always be to provide users a beautiful and secure experience over our app. Security has become one of the pillars of CRED workflow from the...

Meet the CRED member who won a Mercedes-Benz GLC Coupé


On 24th October, we launched a raffle on CRED. The idea was simple, our members could earn CRED coins by paying their credit card bills on time, and use those coins to participate in the raffle where they had the chance to win a Mercedes-Benz GLC Coupé. Sangeeta Khanna, a celebrity makeup artist from Mumbai, was announced as the winner of this raffle , on 8th Novemeber. As far as having your good...

The LTC cash voucher scheme: a secret way to save up on income tax


the finance minister announced changes to the attractive LTC scheme (leave travel concession cash), allowing government and private sector employees to claim the LTC fare exempt from income tax. what is it? the LTC scheme originally allowed for tax exemption on the expenses for travel (air, rail or bus fare) to any place in India.  since travelling is not a preferred option for most in the midst...

The 2021 Union Budget is a comma and not an exclamation point


At 11am, when Nirmala Sitharaman started to read out the budget, she spent the first 25 minutes going over what the government had announced just five months ago. If you really think about it, this is the Finance Minister’s fourth budget in the past year.  The first was the 2020 union budget last February. The second was during the lockdown when the government said they were pumping cash...

The nation turns its eyes to Monday for Budget 2021


As a father, I would work with my worst enemy to ensure a better future for my little one – Buck in Ice Age: Collision Course. It is strange to start a narrative on the 2021 union budget with a reference to an animated film. And not one of the popular ones either. But these are strange times. Before we look forward, let’s look back and trace where we came from so we know where we are going.  At...

World, meet Synth: Open-sourcing our Neumorphic UI framework


Synth, our UI framework for implementing Neumorphic designs, is now open-source. We are excited to see how the community uses this and eventually, as they always do, turn Neumorphism from a ‘just a trend’ into the next big chapter in product design. Access our Synth library through the following:For Android: HereFor iOS: Here What really is Neumorphism? Neumorphism is a recent breakaway from the...

10 Best Credit Cards In India For Dining

Best credit cards for Dining

If you are a major foodie who enjoys going on several gastronomic adventures, then you must consider getting a credit card supporting this passion for culinary delights. From upfront discounts to attractive cashback offers, dining credit cards can make eating out (or even ordering in) even more exciting.  So before stepping into the next eatery on your bucket list, here are some stellar...

5 Best Business Credit Cards In India


If you’re an entrepreneur, you’ve certainly got your hands full – from full-filling your customers’ expectations to ensuring the books are always balanced. But between the competing demands of your clients and employees, you may have overlooked getting a credit card for your business. There’s a lot of talk about business credit cards these days, largely because they...

6 Best Reward Credit Cards In India

Best rewards credit card in India

Believe it or not – you can plan an entire vacation using your credit card miles and points. When you use the right credit cards and spend wisely, you can collect enough rewards to enjoy free flight tickets and hotel stays. Not just that, some credit cards give you benefits in the form of cashback and other useful discounts. The key is to find the best credit cards as per your lifestyle and...

Best Instant Approval Credit Cards In India

best Instant Approval credit cards in India

An individual cannot predict their emergency expenditure, no matter how hard they try. A sudden health crisis, the need for car repair, damaged electronic appliances – all these crises need an urgent financial arrangement.  For last-minute financial aid, consider getting a new credit card and tackle these unforeseen expenses. But while applying for a credit card is a piece of cake, it...

about CRED

CRED is a members-only platform that rewards the creditworthy individuals of India with exclusive experiences, rewards and upgrades.

follow us on