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Apple’s credit card is all set to hit the market

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But, would it come to India? Apple has been known to disrupt the market, whether it is through its technology or through its devices. But now Apple has decided to take it one step further with the Apple card. The Apple Card lives within the Apple Pay wallet app of the smartphone, and is nurtured in partnership with Mastercard and Goldman Sachs. The Cupertino-based company is reinventing how we...

Don’t let cash withdrawals on your credit card become a costly affair

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Your credit card doesn’t work like your debit card. Withdrawing cash from an ATM seems a normal thing to do. But the road to credit cards often run deeper than just that because withdrawing from a debit card does not work the same as withdrawing from a credit card. Although the transaction process is the same as your debit card, there are certain fees and charges that come attached to...

5 things to know before you swipe your credit card

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Don’t let your dream card turn into a nightmare. Credit cards are fascinating financial tools that lend immense purchasing power to the cardholders with unmatchable security. A report by Medianama suggested that India had 44.2 million credit cards in operation as of December 20181. Customers have increased their reliance on credit cards, thanks to lucrative offers and rewards.  While...

Getting a Credit Card on a Fixed Deposit? Here’s your guide

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Your safety net on getting a credit card. A credit card against a fixed deposit, is one of the initial methods to help you get acquainted to the world of cards. Among the many factors that banks consider, your income and credit history fall at the foremost of this decision. These steps are taken primarily to avoid a situation where the cardholder is unable to repay the loaned amount. To tackle...

5 hidden credit card charges you may not be aware of

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Don’t let your card play hide and seek with you. Did you wish that your credit card came with fewer charges? It would be so much easier if you only had to settle the money you borrowed. But interest is not the only amount you pay in excess. This article will take you through some of the most common charges that are usually hiding in plain sight. Cash Advance Fee A cash advance is the amount...

Learn how to use your credit cards efficiently

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Strike the right balance. Credit cards were designed for convenience but can be misused very easily. However, if used well, a credit card often does more good than harm. Credit cards help you build a credit history that allows you to qualify for loans at favourable rates and cheaper insurance. You also get exclusive privileges depending on your card and a bonanza on redeeming your reward points...

Credit cards that help you lounge while you fly

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Your guide to a comfortable flight. Let’s face it, traveling can be a stressful experience. Finding a place to relax before you begin a strenuous journey is often a challenge. Having access to airport lounges with complimentary drinks and meals can make your transition way smoother. In India, there are two main ways to access airport lounges free of cost. Both methods include credit cards and...

Fuel up your tank with the best credit cards in India

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Save more, on the go. Fuel prices have been on the rise and there’s a lot you can do to save on fuel surcharge. One of the best ways to do that is by investing in a fuel credit card. There are several credit cards that offer surcharge waivers, cashbacks and reward points on fuel transactions. With the options available, it isn’t too difficult to pick out the right one that suits your...

Cover your credit card basics here

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Your guide from novice to ninja. If you’re new to the world of credit and are trying to find your way around, this might just be the place for you. Let’s dive in to understanding the basics of a credit card, how it works, the different types of cards, their cost structure, and how to pick a card that’s best for you. What is a credit card? A credit card is typically a plastic card, that grants you...

Everything you need to know about increasing your credit limit

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Max out your limit, the easy way. Getting a higher credit limit can be a boon or bane, depending on your financial health. If you’re able to pay your credit card bill every month, getting a higher credit limit might work in your favor. Although, if you have difficulty paying your credit card bill every month, it is advisable that you don’t request an increase in credit limit. For everyone who...

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CRED is a members-only platform that rewards the creditworthy individuals of India with exclusive experiences, rewards and upgrades.

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