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Don’t let cash withdrawals on your credit card become a costly affair

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Your credit card doesn’t work like your debit card. Withdrawing cash from an ATM seems a normal thing to do. But the road to credit cards often run deeper than just that because withdrawing from a debit card does not work the same as withdrawing from a credit card. Although the transaction process is the same as your debit card, there are certain fees and charges that come attached to...

Getting a Credit Card on a Fixed Deposit? Here’s your guide

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Your safety net on getting a credit card. A credit card against a fixed deposit, is one of the initial methods to help you get acquainted to the world of cards. Among the many factors that banks consider, your income and credit history fall at the foremost of this decision. These steps are taken primarily to avoid a situation where the cardholder is unable to repay the loaned amount. To tackle...

5 hidden credit card charges you may not be aware of

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Don’t let your card play hide and seek with you. Did you wish that your credit card came with fewer charges? It would be so much easier if you only had to settle the money you borrowed. But interest is not the only amount you pay in excess. This article will take you through some of the most common charges that are usually hiding in plain sight. Cash Advance Fee A cash advance is the amount...

Learn how to use your credit cards efficiently

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Strike the right balance. Credit cards were designed for convenience but can be misused very easily. However, if used well, a credit card often does more good than harm. Credit cards help you build a credit history that allows you to qualify for loans at favourable rates and cheaper insurance. You also get exclusive privileges depending on your card and a bonanza on redeeming your reward points...

Credit cards that help you lounge while you fly

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Your guide to a comfortable flight. Let’s face it, traveling can be a stressful experience. Finding a place to relax before you begin a strenuous journey is often a challenge. Having access to airport lounges with complimentary drinks and meals can make your transition way smoother. In India, there are two main ways to access airport lounges free of cost. Both methods include credit cards and...

Fuel up your tank with the best credit cards in India

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Save more, on the go. Fuel prices have been on the rise and there’s a lot you can do to save on fuel surcharge. One of the best ways to do that is by investing in a fuel credit card. There are several credit cards that offer surcharge waivers, cashbacks and reward points on fuel transactions. With the options available, it isn’t too difficult to pick out the right one that suits your...

Cover your credit card basics here

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Your guide from novice to ninja. If you’re new to the world of credit and are trying to find your way around, this might just be the place for you. Let’s dive in to understanding the basics of a credit card, how it works, the different types of cards, their cost structure, and how to pick a card that’s best for you. What is a credit card? A credit card is typically a plastic card, that grants you...

Everything you need to know about increasing your credit limit

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Max out your limit, the easy way. Getting a higher credit limit can be a boon or bane, depending on your financial health. If you’re able to pay your credit card bill every month, getting a higher credit limit might work in your favor. Although, if you have difficulty paying your credit card bill every month, it is advisable that you don’t request an increase in credit limit. For everyone who...

Your guide to the best credit cards for the salaried individual

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Earn more and afford better. A salaried individual implies steady income, which bodes well with banks. In return, banks offer tailor-made cards for the salaried individual, packed with perks in the form of reward points, air miles, fuel surcharge waivers, and so on. So, if you have a steady income, here is a detailed guide on the top 8 credit cards in India for salaried employees. Learn about...

Top credit cards to channel the inner shopaholic in you

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Let the good times never stop. If you’re a shopaholic, you will love the idea of a credit card that helps you save money by getting cashback and rewards. Credit card issuers in India have tied up with brands like Amazon, Snapdeal, Jabong, Myntra among others to provide you with gift vouchers, discounts, reward points, and cashback. Here are the top 8 credit cards for online shopping that have...

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CRED is a members-only platform that rewards the creditworthy individuals of India with exclusive experiences, rewards and upgrades.

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